Time Flies…When There’s A Global Pandemic

Time Flies…When There’s A Global Pandemic

Well, in November I said that Step Four was coming soon but I wouldn't really count five months as soon. Oopsies. Things have definitely changed though since November. We're currently in the middle of a global pandemic. I know people are sick of hearing about it, but we can't ignore or avoid it. It's something [...]

STEP THREE

STEP THREE

Step three is where I'm at - building an emergency fund. In life, there are always things that pop up that we're not expecting, but the beauty is that we can often actually be prepared. An emergency fund is just one way to be prepared financially. Now, let's be clear... A new pair of shoes [...]

STEP TWO

STEP TWO

In step one we looked at why it's good to have clear financial goals in place before doing anything else when it comes to owning our finances. The next step is to look at your financial situation as a whole. List all of your debts List all of your assets List all of your weekly/fortnightly/monthly expenses [...]

Budgeting 101

Budgeting 101

If you read my post on why I changed my degree, you'll know that I am passionate about personal finance. If you just know me in general, you'll also know I love personal finance as well as a good Excel spreadsheet! (Excel is where I have created my budget) I thought I'd do a quick [...]